Health Plan Guide

HMO? PPO? POS? Making Sense of Your Healthcare Options

Not long ago, finding a health plan for you and your family was easy: you simply enrolled in the plan that your employer provided. Today, you may have a variety of plans to choose from. These plans range from the traditional plans to plans that come under the umbrella term, "managed care." With such a wide choice of plans, it is easy to be confused about how to choose the right plan for you.

This section of the Web site will help you sort out the details of choosing a health plan. After all, education is a part of our mission and our commitment to you. To help you know what questions to ask and what to look for in a health plan, we've provided a variety of information in this section. It is a tool to help you find a healthcare plan that is right for you and your family. And, it is written in a way that helps you think about your options so you can make an informed choice.

Use this section of our Web site and our planning worksheet. It may take a while, but it will be time well spent. If these questions generate more questions, we have listed additional sources of information for you above (see the links on the left of this page). We have also included a glossary of commonly used health plan terms used throughout this section.

Before you get started, it would be helpful if you have an understanding of the differences between traditional and managed care plans, so you might check out those two sections first. Select from the topics listed on the left of this page.

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